Introduction Welcome Ramachandi Group of Institutions, Nimapada Payment Gateway. By using our payment services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully. Acceptance of Terms By accessing and using the payment gateway, you accept these terms in full. If you do not agree with any part of these terms, you must not use our services. Eligibility: To use our payment gateway, you must be at least 18 years old and capable of entering into a binding agreement. By using our services, you represent that you meet these eligibility requirements. Payment Processing 1. Payment Methods: We accept various payment methods, including credit cards, debit cards, and other online payment systems. Please refer to our website for a full list of accepted payment methods. 2. Transaction Fees: Some payment methods may incur transaction fees. Any applicable fees will be clearly displayed during the payment process. 3. Currency: All transactions are processed in Rupees. Refund and Cancellation Policy 1. Refunds: All refund requests must be submitted in accordance with our refund policy, which can be found on our website. Refunds may take 5 days to process. 2. 2. Cancellations: : If you wish to cancel a payment, please contact us within 2days of the transaction. Security We prioritize your security. All payment information is processed securely using industry-standard encryption. However, we cannot guarantee absolute security and are not liable for any unauthorized access to your payment information. Limitation of Liability: Ramachandi Group of Institutions, Nimapada shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our payment gateway, including but not limited to loss of data or profits. Changes to Terms We reserve the right to modify these terms and conditions at any time. Changes will be effective immediately upon posting on our website. Your continued use of the payment gateway after changes are posted constitutes your acceptance of the new terms. Governing Law These terms and conditions are governed by the laws of Odisha, India. Any disputes arising from these terms will be handled in the courts of Odisha, India. Contact Information If you have any questions about these terms and conditions, please contact us at: College Name:Ramachandi Group of Institutions Contact No:+91 6370891755, 7077032505, 7077872505, 7077472505 Email:ramachandigroupadmission@gmail.com By downloading and using our app, you agree to the terms of this Privacy Policy.